Restaurants & Hospitality
Protecting the experience behind every guest.
At JKJ, we understand the pace and pressure of running a successful hospitality business.
From independent restaurants and boutique hotels to multi-location groups and upscale resorts, we build insurance programs that reflect the realities of your operation.

Our tailored coverage addresses exposures including:
- Food safety and contamination
- Liquor liability and patron safety
- Employment practices and staff relations
- Property damage and business interruption
- Cyber and reputational risk
We work hand-in-hand with ownership and management teams to implement risk strategies that go beyond traditional coverage—delivering safety training, loss prevention programs, and claims advocacy that reduce cost and support long-term success.
In an industry built on service, JKJ brings the same dedication to helping you protect your people, your property, and your guest experience.
Claims
Management
Proactive claims handling for better outcomes
Safety & Loss
Prevention
Industry-specific insurance with expert support
Employee
Benefits
Comprehensive employee benefit programs

Employee Benefits
In the restaurant and hospitality industry, benefits must reflect the needs of a young, dynamic, and often transient workforce.
Our plans include affordable health coverage along with family planning resources, caregiver support, and access to telehealth for convenience across varied schedules. We offer voluntary products such as pet insurance, accident and injury coverage, and income protection benefits to safeguard against unforeseen events. Flexible options and easy enrollment help employees choose what matters most to them, no matter where they are in their career journey. With tailored solutions, we help employers support their teams’ wellbeing while building loyalty in a competitive industry.
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