Real Estate Development

Strategic risk management from groundbreaking to completion.

Real estate development comes with complex, high-value risk—and managing it requires more than just coverage.

At JKJ, we provide tailored insurance programs and contract-level risk transfer strategies that support every phase of the development process.

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From builder’s risk and project-specific general liability to Owners Interest and Owner Controlled Insurance Programs (OCIPs), our team delivers deep expertise in structuring programs that protect your investment, limit your liability, and support long-term portfolio growth.

We help developers:

• Navigate delays, defects, and site-specific exposures
• Structure and negotiate specialized liability programs
• Vet contractor and subcontractor coverage for adequacy and compliance
• Transition from project-based coverage to long-term portfolio protection

Our goal is simple—to help you manage complexity with clarity so you can focus on leading successful projects that create lasting impact.

Owner Controlled Insurance Programs (OCIPs)

For large-scale projects, JKJ helps developers structure Owner Controlled Insurance Programs that centralize coverage across all participating contractors and subcontractors.

We manage every step of the process, including:

• Wrap-up administration and oversight
• Subcontractor enrollment and compliance
• Carve-back and credit negotiations
• Ongoing communication with project stakeholders

With extensive OCIP experience across asset classes, our team operates as an extension of your project’s risk management team—helping you streamline coverage, control costs, and protect your development from start to finish.

Employee Benefits

Our benefits for real estate developers are tailored to support a dynamic workforce that balances field operations and office demands.

We provide comprehensive medical, dental, and vision coverage with cost saving options such as transparent pharmacy programs and flexible plan designs. Wellness programs emphasize stress management, financial wellbeing, and preventive care to keep your team focused and productive. With innovative funding strategies that will scale with your organization, we reduce costs while delivering high-value benefits your employees appreciate.

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