Private Client Group

Insuring your home, automobiles and assets against a potential claim can be a confusing and complicated process. JKJ’s Private Client Group is dedicated to achieving your personal insurance and risk management goals.

  1. About
  2. Risk Assessment
  3. Appraisals
  4. Other Coverage
  5. Youthful Drivers

Private Client Group

  • Our team reviews your exposures to develop insurance and risk management alternatives to meet your needs
  • When insurance is needed our custom designed programs will provide you with comprehensive coverage for the best possible value
  • As a member of JKJ’s Private Client Group you can be confident that your insurance protection is current, value-priced and coverage-effective


Personal Risk Assessment

  • The appropriateness of your protection is impacted by your changing exposures
  • Our Personal Risk Assessment uncovers  your  property and liability exposures that can impact your financial security
  • Risk management recommendations and alternative insurance program options are then presented for your consideration
  • The result is a customized Insurance Program protecting your assets and the things that you cherish against loss


  • Home re-construction and property replacement cost values change with time.  The cost to rebuild your home can be significantly higher than market value
  • Jewelry and collections of fine arts, antiques, and other special items can present a challenge with values that change constantly
  • Up-to-date evaluations are essential in protecting your property
  • Our network of experts will assist you to develop appropriate values for your home and special property

Other Coverage Options

  • JKJ offers a full suite of solutions and tailored protection addressing your exposures
  • Asset protection for individuals up to $100,000,000
  • Home Inventory advice
  • Special property protection for  Watercrafts, Antique Autos, Motorcycles and  RV’s
  • Executive protection for Directors and Officers
  • Workers Compensation for residence employees
  • Vacation Home and Coastal Insurance Solutions
  • Risk Management Solutions

Youthful Drivers

  • The chance of an accident is particularly high the first year that a teenager drives
  • We understand the factors that place a young driver at greater risk
  • We are committed to educating parents and young drivers of the risks they have chosen to undertake