Property & Casualty

Whenever a country’s border is crossed, in or out, unique risks and exposures are created, that require experience.



  1. Coordination
  2. Communication
  3. Culture
  4. Compliance

  • We work with your team and outside brokers serving with your other operations to optimize the impact of your global insurance program
  • Every country has different insurance policy terms and conditions, we work to avoid duplicate coverage and maximize your coverage

  • We conduct face to face meetings with parent and subsidiary entities
  • We build effective client engagement across borders
  • We recognize that reliance on email and video technology only can lead to errors in understanding the real issues
  • We work with you to eliminate misunderstandings between US and oversees entities

  • We have committed time and resources to better understand other cultures
  • Through experience we understand and respect how people from different cultural backgrounds relate to issues in unique ways
  • Underestimating the impact of cultural disconnects can be disastrous in structuring international insurance programs
  • We recognize that Americans do not think, behave or process the same as people from other countries

  • We recognize that compliance is a major issue in cross border transactions
  • We are licensed and able to transact business in all 50 states, which is required by US law
  • We understand the impact of insurance premium tax (IPT) internationally and it how impacts the exposure to YOUR balance sheet
  • We have a team of experts on retainer to assist with tax compliance issues