Employee Benefits

  • Johnson, Kendall, & Johnson Benefits, Inc. (JKJB) was established in 1996 by the principals of Johnson, Kendall & Johnson, Inc.
  • JKB is privately held with four owners who are all extremely involved in the day-to-day activities and operations of the firm

Mission Statement

  • To provide strategic benefits consulting, brokerage and administration services that constantly deliver maximum value to our clients, excel within the health & welfare marketplace, and establish and maintain long-term client relationships

  1. Administration
  2. Brokerage
  3. Communication
  4. Services
  5. Wellness
  6. HR
  7. Compliance

Planning and Oversight & Financial Analysis

  • Annual objectives and strategy-setting meeting
  • Introduction of alternative benefit strategies and plans
  • Follow-up plan design, cost management, funding and contribution
  • Quarterly financial, vendor and service review
  • Annual budget forecast and quarterly actual-to-budget updates
  • Annual cost and utilization data analysis
  • Annual demographic and enrollment analysis
  • Analysis of alternative benefit strategies and plans

Renewal & Brokerage

  • Incumbent vendor renewal negotiation
  • RFP preparation and analysis
  • Annual review meetings
  • Vendor contract negotiations and completion
  • Implement and manage new benefit programs

Communication & Vendor Plan Management

  • Drafting of open enrollment communications
  • Support with open enrollment communications fulfillment
  • Support with open enrollment employee meetings
  • Provide employee education through the plan year (e.g. new programs, topics identified through call center reports and analysis, etc.)
  • Daily issues support
  • Management of vendor and plan issues log
  • Quarterly review of vendor/plan issue trends and plan management improvements

Employer/Employee Advocate Services

  • We provide a dedicated, toll-free call center for HR and participant health and welfare plan inquiries
  • We provide general benefit information as defined in the Summary Plan Description
    • This will include medical, prescription drugs, vision, dental, life and AD&D, STD, LTD, flexible benefit plans, COBRA and voluntary benefits programs, etc.
  • Benefit eligibility, plan option, cost and provider selection support during open and new hire enrollment periods
    • Issues resolution for benefit coverage, claims filing/payment/denial, and spending account inquiries
    • Provide measurement, reporting and analysis of call center activity
    • Identify employee education needs based upon report analysis outcomes

Corporate Wellness

  • We provide initial assessment of the existing workplace wellness efforts and recommendations for future programming
  • We provide assistance with the implementation of the programs and design of the internal wellness committees
  • We assist the committees with vendor selection, health fairs, workshops and challenges to help motivate employees
  • We provide structure for measuring the success of programs (participation; cost savings) and guidance on selecting proper incentives
  • Serves as a liaison to the wellness offerings provided by the insurance carrier

HR Technology and Benefit Administration (no additional cost)

  • We will perform a complete needs analysis to identify client’s HR technology needs
  • We will identify potential HR technology and benefit administration vendors specific to the results of the needs analysis
  • We will manage the request for proposal process with potential vendors
  • We will coordinate the implementation and vendor relationships

Some of the features of HR technology software

  • Centralized Database
  • Employee Self-Service
  • Online Benefits Administration
  • Web based Open Enrollment
  • Real-Time Life Event/Status Changes
  • Electronic Data Interface Carrier Feeds
  • Monthly Billing
  • Reconciliation Reports
  • Employee Communications Tool
  • Post Handbook and other HR Documents
  • Total Compensation Statements
  • Payroll Deduction Exports
  • Compliance Reporting
  • Beneficiary Tracking

Compliance & Confidentiality and Privacy

  • Communication of compliance related issues on a federal level and in the states occupied
  • ERISA attorney opinions on benefit plan issues (for client’s own legal counsel approval)
  • Signature ready Form 5500’s and Summary Annual Reports
  • Comprehensive compliance audit services-review SPD/booklet, vendor contracts and other appropriate documents
  • Follow privacy and confidentiality rules in conformance with the Health Insurance Portability and Accountability Act (HIPPA) of 1996, as amended by the American Recovery and Reinvestment Act of 2009 (the “HITECH Act”)

Click HERE to view the Compliance Library