The JKJ Blog

Transferring Risk Regardless of Industry

When insurance professionals counsel their respective clients on transferring risk, two topics are generally discussed first. To begin with, the insurance brokerage community loves to discuss the proper insurance portfolio design to consider. Second, most insureds want to know how to maximize the transfer of risk from their balance sheet to the insurance company’s balance sheet at the most efficient cost. While these are certainly two worthwhile endeavors, one very important step must come first before these two topics are broached.

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Hydration, Are You Getting Enough Water?

Dehydration happens mostly in the summer months. As the air outside turns warmer, our bodies produce sweat to cool us off. One can easily become dehydrated without even realizing it. Some of the signs of dehydration are: feeling parched and tired, headaches, dizziness and muscle cramps.

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Do You Know Your 10-Digit Number?

New federal HIPAA rules require 10-digit identifier for self-funded plans The Health and Human Services Department recently updated the Code Set Rules, a set of requirements under HIPAA to create uniform electronic procedures for health plan administration.

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Active Shooter – Is Your Organization Prepared?

You hear it on the news, read about it in the paper and if you are like most of us, you think, it could never happen to me. Unfortunately, this situation occurred close to home on the campus of Mercy Fitzgerald Hospital in Delaware County. The result; one person dead and two wounded. This horrendous event is becoming more common place, randomly acted upon, and triggered by varying reasons.

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