Controlling Rate Increases

JKJ uses the renewal process to make sure that any increase in your healthcare costs is documented, justified, and quantified, which puts pressure on your insurance company to offer an explicit justification for the increase.

As an employer, your response to a proposed increase in healthcare costs is limited. JKJ impacts that increase by having your insurance company quantify why the rates are going up, and reviewing with their underwriter what is behind the rate increase. This gives us a great deal of leverage in limiting or eliminating rate increases for our clients.