Injuries to residents and employees have been, and always will be, a concern within the healthcare industry. Over the past decade, the majority of healthcare facilities have placed significant emphasis on developing resident transfer programs that evaluate the capabilities of residents and determine the best way for the residents to be handled. OSHA even stepped forward a few years ago to present their “Ergonomic Guidelines For Nursing Homes” which included various recommendations regarding resident handling. Companies are spending big bucks to ensure they have the proper resident transfer and repositioning equipment needed to prevent injury and are providing employees with ongoing training.More >
Are You Providing All The Required Disclosures To Your Health Plan Participants? DOL Audits on the Rise....
Did you know that the Department of Labor (DOL) has broad authority to investigate or audit an employee benefit plan’s compliance with the Employee Retirement Income Security Act (ERISA) and the Affordable Care Act (ACA)? Now that the DOL has begun enforcing compliance with the ACA, health plan audits are on the rise. Audits are performed by an enforcement arm of the DOL, the Employee Benefits Security Administration (EBSA). Sometimes the benefit plan is selected for audit as a result of a participant complaint or a Form 5500 issue. However, often times it is a result of random selection. A new initiative in the EBSA called the Health Benefit Security Project (HBSP) combines the EBSA’s existing enforcement activities with even more random audits of employers to ensure compliance with the ACA.More >
Most companies utilize the services of contractors that often involve the contractors’ employees working at the company’s location. Good risk management practice is to transfer the risk of the contractors’ employees’ work related injuries back to their employer, the contractor. There are typically three elements to a workable risk transfer of this type. First, there should be a contractual agreement that includes an indemnity in which the contractor agrees to hold the company (customer) harmless for such injuries. Second, adequate liability insurance purchased by the contractor should be in place to properly fund the indemnity obligation. Finally, the customer should be named as an additional insured on the contractor’s liability policy and should receive a certificate of insurance evidencing the coverage.More >